Finance studies how economic agents (companies, families or the State) must make investment, saving and spending decisions under conditions of uncertainty. At the time of choosing, agents can opt for various types of financial resources such as: money, bonds, shares or derivatives, including the purchase of capital goods such as machinery, buildings and other infrastructure. See difference between savings and investment.
Financial intermediaries are agents dedicated to putting the two parts of finance in contact, savers and those who need financing.
Finances help control income and expenses, both to the Government, to companies, and to each one of us. Having good control of finances allows us to better manage our resources, knowing all the income and expenses in detail, in order to have greater control over them.
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